Insurance FAQs
STUDENT INTERNS
What insurance coverage do WMU student interns have?
WMU insurance coverage for student interns is a third party coverage. Meaning, if a client (third party) sustains any injuries while a WMU student intern is working with them, there will be coverage. This is not a healthcare insurance program for a student intern's personal injuries. Personal injuries sustained should be submitted through the student's personal health insurance.
What steps should a WMU student intern take when an incident/injury happens while they are working with a client?
- Report the incident/injury to your WMU advisor.
- Provide details about the incident/injury to your WMU advisor. Details should include:
- Your name, email, and phone number.
- The email of the site where the incident/injury happened.
- The date of the incident/injury.
- A detailed description of the incident/injury.
- Provide your WMU advisor with all documentation pertinent to the incident/injury.
- The WMU Advisor will put the Risk Management Office on notice about the incident/injury, and will provide the Risk Management Office with all of the details/reports/documentation concerning the incident/injury.
- The Risk Management Office will report the incident/injury to its insurance carrier.